Purchase of a car: crucial points

The purchase of a car can be a stressful experience, especially if you don’t have much experience in this sector or you are not a NATO negotiator. Here is a small guide to help you buy a car.

Make a good deal

The first decision to be made is whether to opt for a new or used car.

If you are looking for a used car, you can buy via a dealership or browse online options on sites such as Leboncoin, AutoScout24, Laccentral and covered.

Since prices may vary enormously, it is necessary to consult the Argus evaluation to get an idea of if you have a good deal or not. The Auto magazine The Argus attributes an indicative price to each car used according to its age and model and professionals in the sector, as well as individuals who wish to buy or sell a car can consult the online guide.

This is truly the minimum that is worth a car, so wait to pay more than the Argus price, but it is a good point of comparison. The Argus price can also be used by insurers when calculating the amount of payment if the car is radiated, so knowledge before signing the documents can help you avoid any unpleasant surprises in the future.

First see you

Whether you buy a new or used car, France offers two main subsidies to encourage people to opt for a cleaner vehicle.

The first is the ecological bonus, help up to € 7,000 for the purchase of a new car or a new electric or rechargeable hybrid or an electric vehicle used. To be suitable, the new cars must issue less than 50 g of CO2 per kilometer, while the limit is 20 g for used electric cars.

The second help is the conversion bonus (Exchange scholarship), which offers assistance in the purchase of a new or used car in exchange for sending a polluting car. You may receive up to € 3,000 for a combustion motor car or € 5,000 for an electric or rechargeable hybrid car, although it also depends on your income.

Several local authorities also offer their devices that will help you cover the costs of a more ecological vehicle.

Certainty

Congratulations! Now you are the new happy owner of a car. But if you really want to guide it, you will have to first eliminate insurance.

The use of the system by all insurance is called penalty bonus. Someone who has never been insured starts with a premium of 1.00 and every year without disaster, is multiplied by 0.95, which reduces the 5 %account.

If on the contrary, you are involved in an accident, this figure will be multiplied by 1.25 if you are responsible or of 1,125 if you are only partially responsible.

Usually a French insurance policy will cover the vehicle rather than the driver. You will always have to provide one or more appointed drivers, but others will also be able to take the steering wheel and be covered by the insurance.

Record the car

When filling out administrative formalities, it is important not to lose any step to make sure to drive legally. If you buy from a garage or retailer, they could be able to help you, but if you buy a car used by an individual, it is particularly important to check all the steps.

First of all, when buying a car, you need to sign a transfer certificate with the former owner, who must declare the sale on the ants website within 15 days. The seller should then receive a transfer code (transfer code) that must send you because you will need it to record the vehicle in your name. You can also make a declaration of online transfer.

The former registration certificate (also called Grey Card) must be deleted and integrated with the date of the sale and signature of the seller.

To conclude

The purchase of a car, especially if this is the first time, can quickly become stressful, but paying attention to the few points presented above, you shouldn’t have a problem.